Madeline, Avery, and Nikki are strangers to each other, but they have one thing in common. They each wake up one morning to discover their life savings have vanished, along with their trusted financial manager- leaving them with nothing but co-ownership of a ramshackle beachfront house.

Throwing their lots in together, they take on the challenge of restoring the historic property. But just as they begin to reinvent themselves and discover the power of friendship, secrets threaten to tear down their trust- and destroy their lives a second time.